David Bohley, Director of Government and Industry Relations, Fannie Mae; Andrea Boyack, Visiting Associate Professor, George Washington University Law School; Allen Boyer, Senior Appellate Counsel, Enforcement, FINRA; Eric Halperin, General Counsel, Department of Justice, Fair Lending Unit; Gail Laster, Deputy Chief Counsel, House Financial Services Committee Moderator: Joseph L. Barloon, Partner, Skadden, Arps, Slate, Meagher & Flom LLP